Life Insurance

Life assurance pays out a set amount of money upon the death of the insured.

Whole Life Insurance

Whole life insurance or whole of life assurance is a life insurance policy that remains for the insurer’s whole life and in most cases requires premiums to be paid for the life of the policy.

Level Term Insurance

Level Term assurance also known as Level term life insurance is where the sum assured is guaranteed to be the same over a given period of years, the term. It is a specific life assurance policy that only pays out if the insured dies within the relevant term.

Mortgage Protection Insurance

Mortgage protection insurance also known as decreasing term insurance pays out an amount of money in order to clear a repayment mortgage upon the death of the life insured.

Critical Illness Assurance

Critical illness insurance or critical illness cover is a very important type of insurance product. It is where an insurer is contracted to typically make a cash payment if the policy holder is diagnosed with one of the critical illness listed in the policy.

Critical illness insurance can be taken as a stand alone policy or added to a term life insurance policy, whole of life insurance policy or mortgage protection polocy to enhance the benefits.

Income Protection Insurance

Income protection, sometimes known as Permanent Health Insurance (PHI), pays a percentage of your salary if you are unable to work through sickness or accident. It continues paying until your normal retirement date (or return to work, if sooner).

How to find the best insurance for You

To find the right Insurance for you ensure that you shop around.

Each Life Insurance Company has different monthly premiums which will vary depending on your circumstances. You should always compare other insurers rather than just accept the initial Life Insurance quote you receive, especially if it is in conjunction with a loan or mortgage and the quotation is being provided by the lender. The easiest way to compare insurance quotes online is to use our online comparison system.