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Switching lender? We can sweeten the deal by cutting your legal costs.
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More information

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• First time buyer mortgage
• Fixed rate mortgages
• Remortgage
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What to expect from our conveyancer comparison service

Price promise

The price you see is the price you pay. All the solicitors on the system have agreed to provide conveyancing costs which are totally transparent.

Service Promise:

• The fee quoted will be cheaper than going direct to solicitors.
• The solicitor will not charge you a professional fee if your sale, purchase or re-mortgage does not go ahead.
• All solicitors agree to rigorous service standards specified by Medical & Professional Money Management and we constantly monitor service quality to ensure all conveyancing work meets the highest standards.
• Your chosen solicitor will be able to start work immediately.

Online case tracking

All solicitors will provide you with a username and password to track the progress of your case online in real-time 24/7

Remote conveyancing

All solicitors will handle cases remotely; you will never have to visit a solicitor office.
 
 
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Conveyancing

Whether you’re buying or selling property, there’s a lot to think about. It’s good to take advice from professionals, and find out as much as you can about the process in advance.

What is conveyancing

Conveyancing covers the legal aspects of buying and selling property. It’s much easier to rely on the services of someone who’s used to dealing with the forms, offices, and agencies that are involved in transferring property and registering transactions with the Land Registry. Finding a good conveyancing solicitor can make the difference between a smooth, stress-free transaction and a deal falling through. It’s important to shop around, find someone that you either feel comfortable with, or who comes recommended through first-hand experience.

Whether you’re the buyer or seller, there are several steps involved in property conveyancing. A typical transaction takes a minimum of eight weeks. It can take longer and become more complicated if there’s a chain of properties involved (a chain means that several people are dependent on each other to complete their transactions at the same time).

• When an offer is accepted, conveyancing solicitors need to be appointed. In most cases, each party needs to appoint a separate solicitor.
• Mortgage lenders will organise a valuation of the property which you may have to pay for.
• You may want to have other surveys carried to find out more about the property’s structure for your own benefit – assessments of electrical wiring, plumbing, structural soundness and damp in particular.
• The solicitor will carry out searches to find out official details about the property. These could include things like registered boundaries, tree preservation orders or authorised works – planning permissions that have or have not been granted for extension work, that you should be aware of.
• In England and Wales, you will ‘exchange contracts’ when all solicitors are satisfied that their searches have shown no problems. Any deposits are usually paid at this point, and the contract becomes legally binding. (In Scotland, the contracts become binding at an early stage. Solicitors sign a series of ‘missives’. Contracts can be signed on an ‘offers over’ basis, a ‘fixed price’ basis or ‘subject to survey’ basis.)

What costs are involved in buying and selling property?

In addition to your deposit (and any estate agent’s fees if you’re the seller), you’ll need to pay:
Your solicitor’s conveyancing fees plus VAT

• If you are buying a leasehold property, you are normally required to pay the landlord’s solicitor fees
• Stamp duty of 1% of the purchase price for properties above £125,000, rising to 4% on properties over £500,000. From 6 April 2011 a new 5% rate applies to properties with a price of over £1,000,000. Until 25 March 2012 first time buyers do not have to pay stamp duty on residential properties of less than £250,000 in value.
• Mortgage arrangement fees (although these can sometimes be rolled into your mortgage).
  Transfer fees, search fees and land registry fees, which may appear on your solicitor’s bill.
• Survey fees – for your mortgage company’s valuation, and any other surveys you choose to have carried out.

We can help you find conveyancing solicitors for your property transaction. Use our search tools, and get expert advice on buying or selling your next property.