Fee Free Mortgage Advice for Doctors
Remortgage
Switch to a new deal and save money
A remortgage is the process of replacing your existing mortgage with a new one, either with your current lender or by switching lenders. It is an excellent way to save money on your existing mortgage, by lowering your repayments.
Specialist knowledge of the mortgage market and our links with lenders give us an advantage at times like these. Find out how we can help you by contacting us today with your enquiry.
Fee Free Advice
We won’t charge you any additional fees for our advice and service. Medical & Professional Money Management are committed to reducing the cost of re-mortgaging your home.
Compare and Quote
Mortgage rates and offers are always changing. If you’ve been with your mortgage lender for a couple of years or more, then it’s almost certain you’re not getting the best deal available.
As a doctor with multiple sources of income or a recent change in employment you may find mortgage lenders difficult to deal with and in some cases you may be turned down due to lenders criteria and requirements.
We can source and arrange your next mortgage from the whole market and we have an exceptional reputation for customer service. Deal with us and we will guide you through the remortgage process from start to finish.
Why choose us
Whole of Market Mortgage Advice*
We offer exclusive mortgage deals & rates
Specialist Medical Mortgage Advisers
Help securing loans of up to 5 times annual earnings
We do all the paperwork for you
Web, email, phone, in person…It’s your choice
Can we help?
You can contact an adviser by calling 0800 0029650 where an expert will talk you through your options.
Related insurance
More information
*We are not tied to a specific lender or panel and are allowed to source mortgages from across the whole market mortgage. Not all mortgage advisers are the same.
Today’s selected re-mortgage best buy’s
2 year fixed rate remortgage deals
View all Best Buys >>
Your home may be repossessed if you do not keep up repayments on your mortgage
Guide to re-mortgaging your home
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.
Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender. Another example is when you may need to re-mortgage to consolidate debts.
It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower APR, you must take into consideration the facts that:
- The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.
- If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.
Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.
You may have to pay an early repayment charge to your existing lender if you re-mortgage. You can choose how we are paid for mortgages; pay a fee or we can accept commission from the lender, or a combination of fee and commission.
+44 (0)1202 201 088
ask@doctorsifa.co.uk